Who We Are
About Retail & MSME Credit Consulting
Professional Credit Consulting Partner for Businesses & MSMEs.
Our Background
Our Story
Retail & MSME Credit Consulting was established to provide professional credit guidance to individuals, businesses and MSMEs and help them approach their financing requirements with clarity and proper preparation.
We assist across retail, mortgage, business and MSME credit requirements, with a focus on credit assessment, financial analysis, loan structuring, proposal preparation and bank or NBFC coordination.
We stay involved throughout the credit process, supporting our clients from the initial assessment and proposal stage through to bank or NBFC coordination and final disbursement.
Transparency
We maintain clear communication throughout the process, explaining requirements, documentation, applicable charges, terms and conditions before you proceed.
Client First
Your financial goals drive every recommendation we make. We work for you — not for any bank or NBFC.
Credit Expertise
Our understanding of credit, financials and bank or NBFC requirements helps us structure solutions that fit each client's profile.
Structured Approach
We follow a clear and systematic approach from credit assessment and proposal preparation to bank or NBFC coordination.
Leadership
Meet the Founder
Kumar Vivek
15+ Years Experience
Kumar Vivek
Founder & Lead Credit Consultant
15+ Years Experience
With 15+ years of experience in credit and loan consulting, Kumar Vivek leads Retail & MSME Credit Consulting with a strong focus on understanding client requirements and structuring suitable credit solutions. His experience spans retail, mortgage, business and MSME credit, with a practical understanding of financial assessment, bank and NBFC requirements, loan structuring and credit proposals. He personally oversees the consulting approach and client requirements, ensuring that each case is properly assessed, structured and supported through the credit process from initial evaluation to bank or NBFC coordination.
Professional Credit Consulting Partner for Businesses & MSMEs.
Talk to one of our advisors today and take the first step toward your financial goal.